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	<title>New York Real Estate Times</title>
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	<copyright>&amp;copy;2007 Spoonlabs d.o.o.</copyright>
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		<title>New York Real Estate Times</title>
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						<title>Mortgage Insurers Hedge Their Bets</title>
						<link>http://www.nyret.com/Real-Estate-News/644.html</link>
						<category>Real Estate News</category>
						<pubDate>Thu, 21 Aug 2008 13:57:00 -0400</pubDate>
						<description>The trade group representing mortgage insurers nationwide has been lobbying heavily for their industry. In the first quarter of 2008, the group spent $1.1 million on their lobbying activities, and it isn&amp;#039;t just politicians that are being targeted. </description>
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					<item>
						<title>Appraisal Safety Measures Fail</title>
						<link>http://www.nyret.com/Real-Estate-News/643.html</link>
						<category>Real Estate News</category>
						<pubDate>Thu, 21 Aug 2008 05:55:00 -0400</pubDate>
						<description>The agency tasked with watching the appraisal industry failed, according to industry insiders.</description>
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					<item>
						<title>American Home Settles for Pennies</title>
						<link>http://www.nyret.com/Real-Estate-News/642.html</link>
						<category>Real Estate News</category>
						<pubDate>Thu, 21 Aug 2008 13:54:00 -0400</pubDate>
						<description>American Home expects their creditors to take less than 20 percent of what&amp;#039;s owed.</description>
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					<item>
						<title>Group Seeks to Overturn Ban on Down Payment Assistance</title>
						<link>http://www.nyret.com/Real-Estate-News/641.html</link>
						<category>Real Estate News</category>
						<pubDate>Thu, 21 Aug 2008 13:52:00 -0400</pubDate>
						<description>Down payment assistance will be banned by the new housing legislation, unless Nehemiah gets its way.</description>
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						<title>NY Residents Faith Falters</title>
						<link>http://www.nyret.com/Real-Estate-News/640.html</link>
						<category>Real Estate News</category>
						<pubDate>Wed, 20 Aug 2008 06:00:00 -0400</pubDate>
						<description>Recent polls show that NY resident confidence is approaching all-time lows.</description>
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					<item>
						<title>How New Mortgage Laws will Affect Reverse Mortgages</title>
						<link>http://www.nyret.com/Real-Estate-News/639.html</link>
						<category>Real Estate News</category>
						<pubDate>Wed, 20 Aug 2008 13:56:00 -0400</pubDate>
						<description>New comprehensive legislation makes a major difference in reverse mortgage statutes.</description>
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						<title>Even Sure Things Have Finance Trouble</title>
						<link>http://www.nyret.com/Real-Estate-News/638.html</link>
						<category>Real Estate News</category>
						<pubDate>Tue, 19 Aug 2008 21:54:00 -0400</pubDate>
						<description>Some of the most expensive condos under construction in the city are being hit by the credit crisis. </description>
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					<item>
						<title>Credit Crisis Spurred by Low Interest Rates</title>
						<link>http://www.nyret.com/Real-Estate-News/637.html</link>
						<category>Real Estate News</category>
						<pubDate>Wed, 20 Aug 2008 13:52:00 -0400</pubDate>
						<description>Experts say that the credit crunch was spurred by low interest rates.</description>
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					<item>
						<title>NY Bankruptcies up A Third</title>
						<link>http://www.nyret.com/Real-Estate-News/636.html</link>
						<category>Real Estate News</category>
						<pubDate>Wed, 20 Aug 2008 05:50:00 -0400</pubDate>
						<description>One year into the credit crunch, it&amp;#039;s becoming obvious that New Yorkers are being hit increasingly hard. </description>
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					<item>
						<title>Mortgage Mistrust Hits Appraisers</title>
						<link>http://www.nyret.com/Real-Estate-News/635.html</link>
						<category>Real Estate News</category>
						<pubDate>Mon, 18 Aug 2008 03:40:00 -0400</pubDate>
						<description>Many lenders have come to mistrust appraisers after an epidemic of inflated home values. </description>
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						<title>Incentives Add to Overinflated Loans</title>
						<link>http://www.nyret.com/Real-Estate-News/634.html</link>
						<category>Real Estate News</category>
						<pubDate>Mon, 18 Aug 2008 03:38:00 -0400</pubDate>
						<description>The Justice Department has opened an investigation into the mortgage incentive programs offered by many homebuilders.</description>
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						<title>Detroit Home Sells at Low Price, Really Low</title>
						<link>http://www.nyret.com/Real-Estate-News/633.html</link>
						<category>Real Estate News</category>
						<pubDate>Sun, 17 Aug 2008 11:37:00 -0400</pubDate>
						<description>Think the housing market is rough in New York or California?</description>
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						<title>Good News for First Time Buyers</title>
						<link>http://www.nyret.com/Real-Estate-News/632.html</link>
						<category>Real Estate News</category>
						<pubDate>Mon, 18 Aug 2008 03:36:00 -0400</pubDate>
						<description>First time buyers hold all the cards in a negotiation in this down market.</description>
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					<item>
						<title>New York Foreclosures Increase by Nearly Half:</title>
						<link>http://www.nyret.com/Real-Estate-News/631.html</link>
						<category>Real Estate News</category>
						<pubDate>Sun, 17 Aug 2008 19:31:00 -0400</pubDate>
						<description>NY State ranks 30th in foreclosures.</description>
					</item>
				
					<item>
						<title>Rent-Control Changes Come Under Fire</title>
						<link>http://www.nyret.com/Real-Estate-News/628.html</link>
						<category>Real Estate News</category>
						<pubDate>Fri, 15 Aug 2008 15:44:00 -0400</pubDate>
						<description>Rent Control changes may be on the horizon, but will the changes be good for the renter?</description>
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